Add up your monthly expenses by category to see your total monthly and yearly spending, plus where your money goes.
Enter at least one expense to see your total.
How to track your monthly expenses
Tracking your expenses is the first step to taking control of your finances. When you know exactly where your money goes each month, it becomes far easier to spot waste, set a realistic budget, and free up money for saving.
The 50/30/20 rule is a simple way to read your numbers: aim to keep needs (housing, food, utilities, transport) near 50% of your take-home pay, wants (entertainment and other discretionary spending) near 30%, and savings or debt repayment near 20%. Multiplying your monthly total by twelve shows the yearly figure, which is often the number that reveals how much small recurring costs really add up.